About 75% of Canadians have private health insurance, much of which is employer-provided. If you are not eligible for public insurance, you will need to obtain private insurance from your employer or acquire it on your own. To find the best program you will need to shop around with different insurance companies.
Be sure to ask if they provide coverage for individuals who do not have tThe Ontario Health Insurance Plan (OHIP). If you are eligible for the OHIP, it is recommended that you acquire private insurance during the 3-month waiting period.
Different companies offer different plans and prices. Investigate the terms and compare companies before signing up and request a quote. Compare medical insurance policies with Expat-Quotes comparison page. You may also use the OmbudService Insurance Finder to help find an insurance company in Toronto.
Premiums are charged for private health insurance plans are based on several factors.
These include: